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MoneyLuck Savings

3.9 out of 5 Ratings: 12,248 Ratings: 9

up to $ 5,000 for a maximum of 3 months .
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A loan at MoneyLuck Savings.pl is the certainty of cooperation with an experienced and reliable company that provides favorable cash loans. MoneyLuck Savings has won the trust of customers with its flexibility, but also the possibility of taking out a loan in a fairly large - for payday loans - amount, up to $ 5,000.

MoneyLuck Savings reviews on the internet clearly show that the company is one of the best rated. The thoughtful structure of the loan at MoneyLuck Savings has brought satisfaction to many customers who not only continue their cooperation, but also recommend payday loans to their relatives. Installment repayment allows customers to manage their monthly household budget more easily. Thanks to the low APRC, a loan at MoneyLuck Savings.pl is a great solution for people who want to save on payday loans and at the same time enjoy convenient repayment terms.
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Installment loan without MoneyLuck Savings certificates

Most payday loans must be repaid in one installment and within a short period of time - usually up to 30 days (with the possibility of extending the repayment date). Different rules apply at MoneyLuck Savings. The company provides installment loans and, in addition, without certificates. The maximum loan amount at MoneyLuck Savings is as much as $ 5,000 and the maximum loan duration is 3 years. In addition, the first installment is payable only 30 days after taking the payday loan.

With such high loans, we could usually expect many formalities, but MoneyLuck Savings offers payday loans without certificates . In practice, money is awarded for proof and for a declaration. Payday loans at MoneyLuck Savings are a great offer for people who want to borrow money on good terms. Financial problems are not a reason for refusing a loan in this case. The company approaches customers very liberally, and this translates into positive opinions about payday loans available at MoneyLuck Savings.
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MoneyLuck Savings requirements to receive a loan

MoneyLuck Savings has structured its rules to guarantee customers a minimum of formalities when taking out a loan, however, certain rules and requirements are necessary to be met in order to be able to borrow money.
  • The applicant must have Polish citizenship.
  • Only people between 21 and 70 years old can apply for a loan.
  • The applicant must have a permanent place of residence in Poland.
  • The condition for granting a loan is appropriate financial capacity - MoneyLuck Savings verifies applicants and assesses their ability to repay the loan. Payday loans are granted in situations when the applicants promise repayment.
  • The applicant may not be entered in any register of debtors. MoneyLuck Savings checks the history of the Credit Information Bureau due to the high maximum loan amount as well as the low APRC.
  • The person applying for the loan must have a bank account (money will be transferred to the bank account).
  • It is also required to have an active Client Profile on the MoneyLuck Savings.pl website. The profile is activated by registering on the website.

Receiving a loan is possible after verifying your bank account. Verification can be made by bank transfer in the amount of $ 0.01 or through the application made available by INSTANTOR . It is a system that will verify your account without the need to make a registration transfer and will guarantee a quick loan transfer to your account.

Meeting the above conditions guarantees a positive assessment of the application and thus granting the loan. The transfer of funds to your account can be made even within 15 minutes from the moment of issuing the decision, as long as the decision was considered during office hours and the transfer order will be made before the last incoming session at your bank. You will also receive money faster if you have an account at mBank, PKO Bank Polski, Millenium Bank, Alior Bank or Getin Bank.
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Changing the loan installment repayment date in MoneyLuck Savings

MoneyLuck Savings allows you to reschedule your loan . This is an excellent solution when you have to wait for your salary longer than usual or when another situation arises that prevents timely repayment. Such situations happen, but the MoneyLuck Savings offer is structured in such a way that these unforeseen difficulties do not negatively affect the customers.

MoneyLuck Savings gives its clients the opportunity to take advantage of the so-called loan holidays and postponement of repayment by one month. MoneyLuck Savings informs customers about the possibility of postponing the repayment date, and the cost of the loan extension fee is communicated each time an e-mail.

However, the loan extension offer is not available to every customer. The company informs about its availability individually. It is also not possible to postpone the repayment for a period shorter or longer than 1 month.

In the event of delays in repayment, interest is charged or debt collection activities are taken, and in the event of non-repayment, it is possible to seek the return of the loan in court.

Expert opinion

The MoneyLuck Savings offer is attractive due to the high maximum loan amount and, at the same time, the lack of sureties and pledges. Payday loans in MoneyLuck Savings are granted without any certificates, and the most important requirement in financial terms is simply the creditworthiness that will enable the customer to repay the loan. Considering all the elements of the offer, it is certainly attractive and very transparent

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Accurate details of the lender

MoneyLuck Savings sp. Z oo
ul. January 17 5
02-146 Warsaw

MoneyLuck Savings customer service opening hours

Monday - Friday: 06:00 - 23:00
Saturday: 06:00 - 23:00
Sunday: 06:00 - 23:00

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Example representative for a loan: The Actual Annual Interest Rate (APR) is 169.3%; total loan amount (without credited costs) $ 2,200; variable interest rate 7.2%, total cost of the loan $ 389.01 (including: commission $ 362.56, interest $ 26.45); the total amount to be paid $ 2,589.01, payable in 3 monthly installments (2 installments of $ 863 each and the third installment of $ 863.01). Calculation as of 29/05/2020. Granting the loan depends on the prior assessment of the applicant's creditworthiness. Registration fee (returnable): 1 gr.
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Rating: 3.9 out of 5 Ratings: 12248
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Reviews on MoneyLuck Savings

I was on a loan from MoneyLuck Savings and everything was fine. No hidden tricks.
Romek recommends 06/10/2019 12:28
Certainly, the big plus is that you can take out a larger loan amount than usual. Not all companies offer this. And when it is not possible to quickly collect money for repayment, you can ask for a postponement. Although they certainly approach the topic individually and not everyone can do it.
kejsi recommends 01-06-2019 16:26
It's good that the money comes faster to the account that is known in the fish. I would use it if I needed
bambi recommends 04/26/2019 16:32
I recommend! Very nice customer service
Tadziu recommends 03/16/2019 17:09
A great option is the possibility of taking a loan larger than a payday loan. I took as much as $ 15,000 because the bank did not want to give me a normal loan. It was a very good choice, I was satisfied.
Julek recommends 02/13/2019 16:27
well, not everyone can take a bank loan. sometimes you just have to take a quick loan. the main advantage here is the high amount and long repayment. I recommend using it because you do not need any certificates and other such papers.
tadeusz recommends 02/08/2019 16:06
MoneyLuck Savings has a good offer without any paperwork. You can take quite a lot of money, just remember to give back hehe :-) not everyone can take a bank loan and this is a very good alternative.
Anita recommends 01/06/2019 16:44
I recommend. Everything was quick and efficient. A very good option.
Aneczka recommends 02-01-2019 16:07
I recommend, long repayment period in installments and without certificates, an offer better than ordinary payday loans
Brian recommends 04-04-2018 19:59
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  • in installments
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