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Lendon

3.9 out of 5 Ratings: 14117 Ratings: 10

Note: the description below may be out of date and does not constitute an offer. Be sure to check the details of the offer on the lender's website.

Lendon is a Lithuanian company. It has been operating in the Polish credit space since 2013. and is dynamically developing. The official name of the company in Poland is Creamfinance Poland. Originally, it offered loans up to $ 500, currently it is $ 6,000. A Polish citizen aged 21 to 70 can get a payday loan. Lendon offers free payday loans for new customers. Then you can receive a maximum of $ 3,000. It is worth focusing on timely repayment, because the company honors reliable customers with increased credit limits. Lendon can check our credit history, among others in: BIK, BIG, ERIF, KRD. The negative history does not determine whether we will receive financial support from Lendon, because each situation is considered individually, but in case of doubt, the lender will certainly take a closer look at our financial capabilities. The company will probably refuse us funds if: we do not have Polish citizenship or we do not meet the age criterion. Additionally, we will be refused if we provide false data or have been entered in the debtors' register.


The first payday loan from Lendon is $ 3,000 for free for 30 days - THE OFFER IS OUT OF STATE


Lendon offers free loans to start with. This means that people who decide to become customers of the company will not pay any fees for the first payday loan, but will only return the amount they received. The first loan at Lendon is a maximum of $ 3,000 for 30 days. A representative example for the first payday loan in Lendon (assuming that we will not exceed the promotional loan period) is: registration fee of $ 0.01 (only for verification purposes, then it is returned to the applicant), total loan amount $ 3,000, fixed interest rate per annum 0 %, total cost of the loan $ 0, total repayment amount $ 3,000, interest rate APR 0%. The company reserves that the granting of payday loans depends on the analysis of creditworthiness. Non-bank institutions usually consider each application individually, however, Lendon checks applicants in credit information offices, such as: BIK, BIG, KRD or the Polish Bank Association. The concept of loan refinancing does not function in this company, the repayment date cannot be extended. However, the lender may grant a refinancing loan, i.e. pay off the borrower's liability in another company and take it over as his client. Such a person will then have a loan at Lendon and will additionally pay the new creditor a commission. Timely repayment of the first, free payday loan has an impact on the available limits in the future, so it's worth trying.

Necessary conditions for receiving a Lendon loan


The procedures for applying for Lendon loans are not complicated. Moreover, they do not differ much from the procedures practiced in most non-bank loan institutions. To apply for a payday loan, the customer must:
  • be a Polish citizen and have a permanent place of residence in Poland;
  • have an ID card and PESEL number;
  • be in the age range of 21-70 years;
  • have an account in one of the banks operating in our country;
  • activate the internet banking system to be able to make internet transfers;
  • have a mobile phone;
  • have a computer or other device with Internet access.

It takes about 5 minutes to complete the online application. The application contains only basic information (name, surname, PESEL number, number and series of ID card, address and information on sources of income). After submitting the application, we receive an SMS and e-mail with a password to log in to the lender's website and a request to make a transfer from your account to the company's account. It is a 1 $ registration fee, which is used only for verification purposes. Thanks to the transfer, the lender can see that we are actually the owners of the account. Lendon reserves that the loan application will be considered only if we pay the registration fee, appropriately title the transfer (a specific formula is provided on the company's website). Until recently, this was the only way to verify the customer's identity. Currently, however, Lendon also uses the convenient Instantor application . It allows you to check the customer's identity without transferring a penny . We simply log into our bank via the application so that the lender can make sure that we are the account owners. Logging in is completely secure as it is always an encrypted connection. After a positive decision, we receive an SMS confirming the grant of payday loans.

TV advertisement Lendon.pl



Extension of payday repayment in Lendon


Until March 11, 2016, i.e. the entry into force of the amendment to the Anti-usury Act , any Lendon customer who had problems with paying off payday loans could refinance it many times. This involved an additional refinancing fee in accordance with the lender's table of fees and commissions. The new regulations have limited lenders from the ability to constantly extend customers' payday loans. Currently, refinancing takes place in a different way, in the form of the so-called rollover . This is a change of the borrower. If we are not able to pay off the debt on time, Lendon transfers us to a friendly loan company that repays the loan in Lendon for us. Then we become clients of this new company, the loan amount to be repaid remains the same, but we have a new repayment date and we pay an additional commission to the current entity. On the other hand, Lendon is also a refinancing lender. This means that he can pay off the liability of a temporarily insolvent client of another loan company, and then take over that person as his client. After the introduction of the new guidelines of the Anti-usury Act, such action has become a common practice for companies providing payday loans. It is not illegal, and from the point of view of consumers, it is even beneficial, because our debt does not have to be subject to debt collection procedures and the inconvenience that they entail. We also remain credible as clients for loan companies.

Expert opinion


Among the greatest advantages of Lendon, the opinions confirm the quick, simplified application procedure and the flexibility of the lender who considers each case individually. Lendon is the winner of the Friendly Lender certificate because it meets the needs of customers. In addition to financial support, it offers free consultations in the field of responsible borrowing and cash management skills.

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Accurate details of the lender


Lendon.pl Sp. z o. o
ul. Kasprzaka 2/8
Warsaw 01-211
www.lendon.pl

Lendon customer service opening hours


Monday - Friday: 08:00 - 21:00
Saturday: 09:00 - 18:00
Sunday: 09:00 - 18:00

Note: the above description may be out of date and does not constitute an offer. Be sure to check the details of the offer on the lender's website.
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Rating: 3.9 out of 5 Ratings: 14117
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Reviews on Lendon

Everything ok. I have no objections to the company lendon. I'm happy.
ania recommends Aug 24, 2019 16:32
I got a loan from Lendon without any problems. I can only recommend further :-)
Zyfi recommends 03/15/2019 16:57
There was no problem. I found the company in online rankings and used it on that basis. It was a very good choice.
Katarzyna recommends February 1, 2019 17:39
Lendon is the first loan company I have dealt with and I was not disappointed. The first loan was for free, I did not pay much for the next one, but of course I repaid it on time. generally everything is fine.
alina recommends 01/29/2019 16:25
The application is very easy to complete. I chose this company because my friend recommended it to me. It was actually a good choice. Lendon granted me a loan in a matter of minutes. And it's the first free one :) I recommend it!
Kaja recommends 06-01-2019 16:21
In Lendon I took a loan and everything was fine.
Agata recommends December 21, 2018 4:00 PM
A convenient and inexpensive loan that has already saved me 2 times, thank Lendon for it and I recommend it if someone hesitates
Mati recommends October 27, 2017 19:50
fast, cheap and without a lot of paperwork, money already on the account, it's OK!
I recommend recommends October 24, 2017 21:16
wasted time completing the application ...
RRR does not recommend 17-10-2017 22:00
The company is cool, the money was on my account quickly, on the same day I could pay with it, best regards
adam recommends September 14, 2017 20:06
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