Payday loans have gained immense popularity. Today, the possibility of taking a quick loan makes your problems with lack of financial liquidity a thing of the past. Sometimes, however, you need a payday loan immediately
. What are these loans and where can you get them? When considering the issue of payday loans,
you need to realize the waiting time for granting a specific loan. Most loan companies take pride in granting a loan the same day. All you need to do is complete a loan application, make a verification transfer and wait for the decision, and then for the money. Of course, decisions are made in the declared mode, i.e. within 15 or 30 minutes, but this does not mean that the money from the loan will be in your account at the same time. Instant loans
are actually granted in many loan companies, and the rules that apply to them are different. The moment of receiving the loan decision and the moment of the proper execution of the transfer with the amount needed or receipt of the transfer may be different.
Very quick payday loans
Sometimes, when applying for a payday loan on Monday, you will not have the money in your account until Tuesday. All this thanks to the Elixir session in banks. Each loan company has at least several bank accounts, and when applying for a loan, you must make a verification transfer and it must be made to the appropriate account number. If you choose an account from the loan company's offer in the same bank where you have your account, your verification transfer will be booked
faster, and thus you will also receive money faster from payday loans without certificates
. If you choose a different bank, the procedure for obtaining money may take up to two days.
Suppose you apply for a loan on Monday. You do it in the afternoon, just before the end of a specific company. You receive the loan decision at 4:00 p.m. and then you also make a verification transfer. This transfer is posted to the loan company's account only on Tuesday, while when the outgoing transfer from the loan company is made just after the last outgoing Elixir session, the money will not go to your account until Wednesday.
As you can see, payday loans as proof
do not guarantee receiving money right away. It all depends on how long a specific company has been operating during the day and on which account number you will make the verification transfer.
The best loan companies have many bank accounts, and due to the fact that transactions between bank accounts in the same banks are posted outside of Elixir sessions (in real time), you can receive money almost immediately after the loan company makes the transfer. So you can see that payday loans are a very fluid concept and how quickly you receive money is influenced both by the way a particular company operates and your choice of bank account.
Payday loans 24 hours a day in crisis situations
It might seem that everyone is able to wait for the money a day or two, but practice shows that there are situations when you need to have money already. Even for yesterday. Life can cry various tricks and sometimes it turns out that unexpected expenses arise almost from the underground. Just 5 minutes ago, you thought that you would "finish" your budget this month, and at this point you are aware that you already need an additional thousand or even several thousand zlotys. Online payday loans
are an excellent option in such cases, because you can get money very quickly, but you need to know what to look for to actually get a loan as soon as possible. Payday loans without certificates are
profitable primarily in companies that operate 24 hours a day. 24h payday loans
are a relatively new solution, but loan companies have introduced them due to the high interest of customers. The number of situations in which money is needed immediately is growing dramatically, and thus loan companies have to adapt to the needs and expectations of their future clients. Payday loans at the weekend
are an excellent alternative to loans granted only on working days. You cannot always wait until Monday for the loan application. Sometimes money is needed on a Sunday evening or Saturday morning. In this case, it is worth looking for a payday loan
, which is also granted on public holidays.
Recommended payday loans
Documents needed for payday loans right away
In the case of a payday loan, the set of necessary documents is practically the same as for any other payday loan. You need an ID card, telephone number, e-mail address and bank account number. Of course, you must also provide your PESEL number and address. Sometimes, in the case of larger loan amounts, it is necessary to provide a certificate of income or check the customer in BIK or the National Court Register. In this case, the moment of receiving the loan decision may be extended. The company will take some time to check the applicant and assess his borrowing capacity.
Before you decide on such a loan, it is worth checking the ranking of payday loans . You can find there, among others, payday loans without transferring a penny .
Magdalena Mazur Twitter
She graduated from the University of Economics. She specializes in credits, loans and payday loans that can be applied for online. He knows the rules of online offers and is happy to write about them so that anyone interested in taking payday loans online knows what to look for.