are a popular form of cash injection that is gaining more and more followers. All the time modified offers are adapted to the changing needs of customers. Currently, payday loans via the Internet are
used not only by indebted people, but also those who work on contract or specific work contracts, as well as those without a fixed income. Interestingly, quick loans are
also used by people who could get a loan from a bank, but do not have time to verify the application for a long time. It is with the various needs of customers in mind that the ranking of payday loans online
was created, in which you can quickly find a loan fully adapted to your needs. In the ranking, you can find a comparison of the best offers
on the market in one place - a list of costs related to taking a loan and requirements for a potential customer. The list also includes detailed information and a link to the lender's website, which speeds up the application process.
Ranking of payday loans - the best offers
The non-bank loan market is developing dynamically. New loan companies appear all the time that offer popular payday loans. Offers with longer repayment terms appear more and more often - payday loans in installments
, but also convenient payday loans at the weekend
- companies working on Saturday and Sunday. The condition for quick receipt of money is to have an account in a bank that supports quick transfers from the lender's bank. Such a wide offer of many companies can make it difficult to choose the best
option for you.
The above ranking of payday loans online
is a great help. The list includes the best loan companies
currently operating on the market. When creating the list, various parameters influencing the overall evaluation of a given offer are taken into account. The ranking shows the top offers and takes into account parameters such as:
- Average user rating on a scale from 0.5 to 5 in the form of stars
- promotions for new customers - payday loans for free or at a reduced cost,
- maximum and minimum loan amount - the first and the next,
- time limit for repayment - the first and the next,
- required age of borrowers,
- service availability on Saturday and Sunday,
- statistical granting.
Next to each of the offers listed in the ranking, there is a representative example of a loan, in which the parameters of the offers provided by the company are taken into account, including the APR interest rate and total costs - it is also worth checking this information. If one of the offers meets the customer's expectations, you can immediately use the "take a loan"
option - we will be redirected to an external website with the application. The ranking of payday loans online
also allows you to use a special calculator. It consists of two sliders and buttons. Using the sliders, you can determine the amount you want to borrow (from $ 50 to $ 5,000) and the loan repayment time (from 1 day to 90 days). Additionally, you can select the following options: the first loan for free, in installments, without BIK and on the weekend. On the side, a summary and the number of found offers that match the selected parameters are displayed. If everything is correct, just click "show offers"
and the search engine will show a ranking of payday loans
that match the requirements. Using this option significantly reduces the time of searching for the best offer.
Everything via the Internet - without leaving your home, minimum formalities
Once the loan company is selected, all formalities related to taking a payday loan can be done online
- without leaving your home. This significantly reduces the waiting time for the verification of the application and the payment of the borrowed amount. This makes the offers of non-banking companies more attractive in this respect than those of banks, where, as a rule, in order to get money, you should go to a bank branch. The ranking of payday loans online
shows that there are many offers and we have a lot to choose from.
Using the offer of loan companies is also a minimum of formalities
. You don't have to deal with many documents here - companies grant payday loans without certificates
. Most often, to take out a loan in a non-bank company, it is enough to provide data from the ID card. A certificate of earnings
or employment is not required to complete the application. The customer himself declares how much he earns and how much he wants to borrow. It is the lender's employees who verify this information. Due to the fact that companies providing payday loans as proof
do not require such certificates, their offer can be used not only by people employed under an employment contract, but also those who perform their profession based on a contract for a specific task or commission, which often have limited possibilities when it comes to borrowing money from banks. The services of non-banking companies are also available to people who previously had slight problems with paying off their liabilities or have a different loan.
After correctly completing the application and sending it to the lender, the process of verifying the data provided in it begins. It takes place in two stages. First, the customer must confirm his data. Most often this is done by sending a so-called verification transfer
. The borrower sends a small amount to the indicated account - from $ 0.01 to $ 1. Some companies also allow the use of special applications that verify customer data by logging into the banking system, eg Passport Przelewy 24, KontoConnect - without transferring a penny
The borrower's data is also verified in debtors' registers, such as ERIF
. In the case of a payday loan without BIK,
it is only a formality, the information contained therein does not significantly affect the decision to grant a loan, unless the borrower's credit history is very bad.
After accepting the application, all you have to do is wait for the transfer with the requested amount. If the customer has an account in the same bank as the lender or uses the quick online payment option, the entire loan granting process is closed within several minutes. In the event that the client's bank does not support fast transfers, wait until the next booking session with your bank to enjoy the borrowed money.