We live in times when every minute counts, because every minute is precious. All the solutions we choose are to be convenient for us, and the same applies to finances. People applying for a loan would like the money to be granted as soon as possible and without unnecessary formalities, but do payday loans without formalities
really exist? In fact, no contract related to finance or any other aspect of life can do without specific formalities. The only question is how many of these formalities will be. It is clear that payday loans without certificates are
granted much faster than bank loans. There is no doubt about it, however, there are also large disproportions between payday loans and their formalities. In one loan company, the specific amount of the loan will require showing a certificate of the amount of income obtained and verification of the client in various types of databases, and otherwise it will not be the case. See what payday loans are without formalities
and whether you really do not have to comply with any formalities.
Payday loan without formalities, i.e. what?
We are talking about payday loans without formalities in the context of a quick loan in a small amount. Quick payday loans without formalities
are awarded to the amount of several thousand $ in most cases and require repayment in one installment within a period usually not exceeding 30 days. Payday loans for larger amounts, even tens of thousands of zlotys, are divided into installments, but to get such a loan, you need to show a certificate of income, and sometimes it is necessary to pledge an asset or obtain a surety's signature. Payday loans without formalities
are granted to people with no income, i.e. primarily the unemployed, but in small amounts. Such a loan
is not verified in any database, so there is no fear of checking in BIK, KRD or other places. It is only necessary to meet the minimum requirements, which include the appropriate age, Polish citizenship, having a mobile phone number and a personal account.
Ranking of payday loans
Is it worth looking for loans without formalities?
The lack of formalities is certainly tempting, because every person who needs to borrow money quickly and for very unexpected expenses counts time. Sometimes even a few minutes is valuable when we have a payment deadline or when we have the opportunity to buy something very occasionally, but only now and not tomorrow or the day after tomorrow, but today. Payday loans in 15 minutes
give in such situations a chance to get cash very quickly, but the speed of obtaining payday loans without formalities
is also associated with limited amounts of payday loans. So if you want to borrow a fairly high amount, for example, because you want to buy a car or do a general renovation in your apartment, payday loans without unnecessary formalities
are not necessarily a good solution, because you may not find an offer that suits you financially in the offers of loan companies . Sometimes, with larger amounts, it will be necessary to take a payday loan in installments
, and signing a contract for such a loan automatically forces you to have a certificate of the amount of income obtained.
When are no-formal loans available?
The idea behind a loan without formalities is to grant it as soon as possible. Instant loans
are usually granted on the same day. You wait about 15 minutes for a loan decision, hence the popularity of the payday loan
offer in 15 minutes
, but sometimes you will have to wait about one day for a bank transfer. It really depends on which bank you have an account with. If you want to speed up the receipt of a loan without formalities
, make a verification transfer to the account of the loan company in the bank where your account is. So, if the loan company has A, B, C and D accounts and you have an account in bank A, then when making a verification transfer, transfer 1 penny to the A account of the loan company. Transfers between the same banks are booked in real time, so you can have money in your account within 15 minutes. Of course, quick loans without verification
can also be picked up at the post office or withdrawn from ATMs. Here it all depends on the working hours of specific post offices. If you receive the decision before noon, you can pick up the money at the post office on the same day. However, when the loan decision is granted in the afternoon after post office hours, you will receive the money from the payday loan at the
post office until the next day. Quick loans without verification are
tempting, but remember that before you decide on payday loans without BIK
, you need to carefully check the offer of all loan companies. It is best to use the ranking, which includes payday loans for the unemployed
and other cheap loans
. This ranking contains up-to-date information about the offers of specific loan companies and classifies payday loans without formalities
from the best to the least profitable, and you can easily choose.
Take a payday loan
Magdalena Mazur Twitter
She graduated from the University of Economics. She specializes in credits, loans and payday loans that can be applied for online. He knows the rules of online offers and is happy to write about them so that anyone interested in taking payday loans online knows what to look for.