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Christmas loans

Each of us associates Christmas with a period of increased expenses, because for a few days we are able to spend as much as normally for a whole month. In many cases, the amount of pre-holiday expenses exceeds the household capacity, and then Christmas loans may be the solution .

There are many quick loan offers for the holidays , so you should carefully follow them to be able to choose the one that will be adequate to your needs and possibilities. You should always borrow as much as you actually need. It makes no sense to incur a higher amount than required, because it will only generate additional costs, and this is not the point. The trick is to make payday loans for the holidays the maximum help and at the same time the minimum burden. It is worth checking the ranking of payday loans online and find out about the APRC and the final costs of specific payday loans.
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Holidays are always more expenses

Experts estimated that the expenses for Christmas in a statistical family in 2017 amounted to $ 1,200-1300. That's a lot for two days of Christmas. These are amounts comparable to those we spend on a monthly basis. Larger expenses are mainly related to food purchases, and the rest are gifts and holiday decorations. The home budget may not bear such expenses, especially when we expect many guests on Christmas and we want to give each of them even a modest gift.

We spend a little less on Easter , but here, too, the expenses can be quite large. Cash then disappears from our wallets at an alarming rate, as prices in stores are constantly rising. Preparing one dish, e.g. a Christmas Eve carp for the whole family, can cost up to $ 200, but what about the rest of the expenses?

Our Polish hospitality requires us to welcome guests in the best possible way, but when the wallet is empty, you have to look for another source of financing. We often do not have much to count on a loan from family or friends during this period, because everyone needs money for the holidays. The solution is non-bank loans , the so-called payday loans . They are often provided as proof and a declaration of income, and such low requirements mean that a very large group of clients can apply for a loan. Most of us decide on Christmas loans because we do not want to deny ourselves anything during this beautiful time. As you know, holidays should be different from the rest of the year and should be abundant. The loan allows you to meet this assumption.
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Quick loans for holidays and just before

A quick loan is so convenient that you can get it on the same day. It is not necessary to submit the application much earlier and wait for the decision to be issued. It is often issued in just 15 minutes, and the money is transferred to the account within a few hours. This allows you to borrow exactly as much as we need. Let's assume that we did not predict that the expenses for this year's holidays would be so high, because we did not take into account the price increase or we found out at the last minute that more guests would visit us during the holidays.

In such situations, you can save your home budget in just one day. Quick loans for the holidays are a minimum of formalities and maximum satisfaction. Thanks to the possibility of borrowing money, we do not have to deny ourselves anything.

  • The loan is granted on the same day.
  • In some cases, we can divide the payday loan into installments .
  • With the first loan in a given company, we have the opportunity to take advantage of the promotion, thanks to which we will not pay anything for borrowing money.
  • We can finance all unforeseen expenses from the loan.
  • The payday loan is granted without income certificates and often without checking BIK.
  • Some companies grant payday loans at the weekend , so there is no need to wait until Monday ..

A payday loan also allows us to finance a holiday trip . Some people decide to spend the holidays outside the home, and the payday loan will be able to cover all expenses related to the trip.
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Payday loans for Christmas, even for those in debt

There has been a belief that in order to take a payday loan, you must have creditworthiness, i.e. a financial situation that will allow you to easily pay off your debt. Currently, online loans are granted even to indebted people. For such people, payday loans without BIK were created, i.e. without checking the databases with credit history. In the case of a BIK inspection, the indebted person probably could not get a loan due to the lack of creditworthiness . Debt in most cases would preclude borrowing money due to the high probability of default.

Payday loans for those in debt are loans in which data from BIK or KRD are not checked. The loan company does not check if the client is somewhere in debt, it allows you to borrow in the model with a minimum of formalities and only with a declaration of income. Low income or debt in any place make it impossible to take a cash loan from a bank, because the person in debt is completely unreliable for the bank.

Non-bank companies grant loans on different terms. Borrowing money is more expensive, but the formalities are much smaller. You can take out loans for the holidays online - all you need to do is complete the application and verify your bank account. There is even no need to leave the house and break away from pre-holiday duties.
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Payday interest rate (APR)

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Comments on loans for the holidays

I took a payday loan once for Christmas. It is known how it is - the end of the year there is no money. I returned it on time and approx.
Elizabeth August 16, 2019 12:46
There are always big expenses for Christmas ... Sometimes there is simply no money.
Zofia 04/29/2019 17:00
No, organizing holidays in the style of "pawn and put yourself" does not make any sense in my opinion ...
Edyta 09-03-2019 16:30
Unfortunately, the holidays are expensive, and not all of us can afford them. Of course, everyone would like to do their best in front of family and friends, which is why you often take a loan to buy everything you need.
Barbara 03/08/2019 5:31 PM
I happened to take a payday loan for Christmas. Mainly because I just didn't have the money for gifts for the kids. And children have to buy something, put something on the table, the Christmas tree also costs ... It's good that there are such loans on the market.
Martyna January 12, 2019 4:48 PM
With us, gifts for kids are always the most expensive. This year I spent a lot on them ... Much more than I earn every day. That's why I decided to take out such a loan. The kids are at least happy and are happy with what they got.
Zbigniew 17-12-2018 17:47
Hello! As a representative of wonga.com, I invite all interested parties to familiarize themselves with the offer of our company (e.g. to finance Christmas shopping). We are an award-winning online financial services company. We currently operate in several countries. We operate on the basis of the following principles: - Transparency - we inform about all costs and conditions of using our offer, - Flexibility and control, - Selectivity - we carefully evaluate the possibilities of our clients to take advantage of our offer. Feel free to contact our hotline at 22 388 88 88 * or use the chat at wonga.pl/live_chat?source=7chwilowki. If you have any questions, I am at your disposal Tomasz | Wonga.com expert * Connection cost in line with operator's tariff.
oewonga 04-04-2018 17:02
It is for this occasion that I will ask, because I can find me. What bank account should I pay off the wong loan to?
Eugeniusz March 21, 2018 00:03
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